Smoky Mountain Housing Partnership (SMHP)
Homeownership is possible—even for families with modest incomes. Through the Self-Help Housing program, qualifying families work together to build their own homes, lowering costs and strengthening community in the process. 100% financing with no down payment is available for eligible participants.
Smoky Mountain Housing Partnership (SMHP) is the affordable housing division of Mountain Projects, Inc., a community action agency that has served the southern mountains of Western North Carolina since 1965. Mountain Projects has several long-running initiatives to assist homeowners in need, and Smoky Mountain Housing Partnership is the newest addition to its lineup of programs. SMHP generates affordable housing and home buying services and counseling for essential workers in Haywood and Jackson Counties.
SMHP understands the rising costs of home ownership in Western North Carolina. It is our promise to continue as a force in the effort to provide mountain residents with affordable, safe and clean places to call home. We have embarked on an ambitious drive to build affordable homes throughout the region including micro-homes and family dwellings.
“As many are aware, homeownership is becoming increasingly more challenging in WNC. Fortunately, the self-help program and the participants’ sweat equity make the dream more obtainable. This is a wonderful opportunity for our community, and being able to assist our clients on their path to homeownership is truly amazing.”
Program Locations
Smoky Mountain Housing Partnership serves Haywood and Jackson Counties, operating from our main office in Waynesville.
Program Website
Learn more about the Smoky Mountain Housing Partnership